Federal regulations require a consultation for anyone considering a Home Equity Conversion Mortgage (HECM). This is a great safeguard the government has instituted in order to be sure homeowners are properly educated. We stay up-to-date on which FHA/HUD-approved agencies are active in HECM counseling and can help with providing a list, which will include contact information. In fact, we are often used as a resource by counselors who may have specific questions relating to updates or changes occurring with the federal programs.

Please note that we try our best to keep our lists up to date, but these agencies can change. If you have any questions as to whether or not an agency is still approved, please call TSIT at (925) 237-1118.

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ATTENTION

Recent change to the counseling protocal gives a counselor authority to withhold your certificate should you fail to understand certain features of the reverse mortgage.

Prepare for your counseling session with this important Counseling Checklist